Debt Recovery Process
Renting Tasks
Debts can destroy rental home businesses.
Courts can enforce debt repayments when creditors apply.

The process can take months or often years to complete but eventually most debtors are made to meet their agreement obligations..
 

To apply creditors must provide the courts:

1)  A tribunal "judgement order"

2)  Completed application for EITHER:-
     ●  An "Attachment order
"  (Fee $50) OR
    
  A "Warrant to seize property" (Fee $180). 
         More with MOJ >

3)  Debtor's new address
      This is best obtained
before any termination disagreements begin as
     
Bonds need to be sent to the tenants' new address..
      Contacts on the tenancy application forms can also help.
     
     If still unknown, creditors can apply for  a "confidential address" from
     The courts application   or MBIE application.
     A letter advises the creditor if this has been successful.
     More with Tenancy Services>


4)  The debtor's income provider
       These folk should be named on the tenancy application forms
       and should be re confirmed regularly during the tenancy. 

If the income provider is not named for the courts but they have the address, then creditors can make an application for a "financial assessment hearing"  (Fee $180). This requires the debtor attend the court (or be arrested) to disclose their financial position. More with MOJ >

See other MOJ civil enforcement forms>
See more about MOJ Civil Debts>  or
phone  0800 233 222 

If all fails, creditors can reapply anytime within 6 years to claim on their   "Judgement orders" and again within 6 years from the last attempt.

Application fees, interest and other collection costs can be added to debts.

There is a social obligation to show rogue renters that stealing from the providers who lend them very expensive homes has consequences.

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